:root{--navy:#081b2e;--navy2:#123852;--gold:#c9a45c;--cream:#f5f2ec;--ink:#172530;--muted:#68747d;--line:#dde2e5;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#f7f8f9;font-family:"DM Sans",system-ui,sans-serif;line-height:1.7}a{color:inherit;text-decoration:none}.wrap{width:min(1100px,calc(100% - 40px));margin:auto}.serif{font-family:"Playfair Display",Georgia,serif}.announcement{background:var(--navy);color:#fff;text-align:center;padding:9px 16px;font-size:.8rem}.announcement b{color:#efd593}header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.95);backdrop-filter:blur(15px);border-bottom:1px solid rgba(8,27,46,.08)}.nav{height:76px;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center;gap:10px;font-weight:700;color:var(--navy)}.brand-mark{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:var(--gold);font:600 1.3rem "Playfair Display"}.brand small{display:block;color:#77818a;font-size:.62rem;letter-spacing:.13em;text-transform:uppercase}.nav-links{display:flex;gap:23px;align-items:center;font-size:.87rem;font-weight:700}.nav-links a:hover{color:#9b7634}.contact{background:var(--navy);color:#fff;padding:11px 18px;border-radius:999px}
.hero{background:linear-gradient(125deg,#071827,#123a54);color:#fff;padding:86px 0 80px}.crumbs{font-size:.78rem;color:#cbd4da}.hero .eyebrow{margin-top:35px;text-transform:uppercase;letter-spacing:.14em;font-size:.75rem;color:#ddc080;font-weight:700}.hero h1{font-size:clamp(3rem,6vw,5.6rem);line-height:1;letter-spacing:-.035em;font-weight:500;margin:10px 0 20px}.hero p{max-width:720px;color:#ced7dc;font-size:1.03rem}.updated{display:inline-block;margin-top:16px;border:1px solid rgba(255,255,255,.2);border-radius:999px;padding:7px 12px;font-size:.75rem;color:#dfe5e9}
.legal-layout{display:grid;grid-template-columns:250px 1fr;gap:45px;padding:60px 0 90px}.toc{position:sticky;top:105px;align-self:start;background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px}.toc strong{display:block;color:var(--navy);margin-bottom:11px}.toc a{display:block;font-size:.8rem;color:var(--muted);padding:6px 0}.toc a:hover{color:#9a7636}.legal-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:44px}.notice{background:var(--cream);border-left:4px solid var(--gold);padding:18px 20px;border-radius:0 12px 12px 0;color:#495761;margin-bottom:34px;font-size:.9rem}.clause{padding:29px 0;border-top:1px solid #e7eaec}.clause:first-of-type{border-top:0;padding-top:0}.clause h2{font:600 1.55rem "Playfair Display";color:var(--navy);margin:0 0 12px}.clause h3{font-size:1rem;color:var(--navy);margin:20px 0 7px}.clause p{color:#53616c;margin:8px 0;font-size:.92rem}.clause ul{color:#53616c;font-size:.92rem;padding-left:21px}.clause li{margin:8px 0}.payment{width:100%;border-collapse:collapse;margin-top:18px;font-size:.88rem}.payment th,.payment td{text-align:left;padding:13px;border-bottom:1px solid var(--line)}.payment th{background:#f2f4f6;color:var(--navy)}.payment td:first-child{font-weight:800;color:#9a7636;width:90px}.cross-link{margin-top:35px;padding:24px;background:var(--navy);color:#fff;border-radius:15px;display:flex;justify-content:space-between;gap:20px;align-items:center}.cross-link p{margin:0;color:#cad4da;font-size:.86rem}.cross-link a{background:#fff;color:var(--navy);border-radius:999px;padding:10px 16px;font-weight:700;white-space:nowrap;font-size:.82rem}
footer{background:#061522;color:#bdc7ce;padding:46px 0 23px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:45px}.footer-brand{color:#fff}.footer-mark{background:#fff}.footer-grid p{font-size:.84rem}.footer-grid h4{color:#fff;margin:0 0 13px}.footer-grid>div>a:not(.brand){display:block;font-size:.84rem;margin:7px 0}.copyright{margin-top:32px;padding-top:18px;border-top:1px solid rgba(255,255,255,.12);font-size:.74rem}
@media(max-width:760px){.brand small{display:none}.nav-links a:not(.contact){display:none}.legal-layout{grid-template-columns:1fr;padding-top:35px}.toc{position:static}.legal-card{padding:27px 22px}.cross-link{display:block}.cross-link a{display:inline-block;margin-top:15px}.payment{display:block;overflow-x:auto}.footer-grid{grid-template-columns:1fr}.hero{padding:65px 0}.hero h1{font-size:3.35rem}.wrap{width:min(100% - 28px,1100px)}}